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Foyer
Dining room
Office/den
Breakfast nook
Pool bath off kitchen
1st floor laundry room
1st floor master bedroom
Master bedroom bay window
Master en-suite
Master en-suite
Master closet
Bedroom 2
Jack and Jill bath
Bedroom 3
Loft bonus space with built in desk
Loft bonus space
Loft bonus space
Bedroom 4
Bedroom 4 full bath
Enclosed yard with turf and planter boxes/garden
Private dock
Front, right side yard
Front, right side yard
Community pool and club house
Community pool, club house and lagoon
Tennis, pickelball and basketball courts
Playground
Free kayak rentals for residents
Community dock
$925,000
Reduced $24,900
4
beds
4
baths
3,283
sqft
2
cars
Open Houses
Real Estate Professional
C.

Description

**No flooding from Hurricanes Helene or Milton** Welcome to your Florida oasis in the picturesque MiraBay community, where waterfront living meets everyday convenience. This Key West-style home offers the perfect blend of coastal charm and practicality, making it ideal for those who love kayaking, paddle boarding, jet skiing, or cruising the bay in your 17-foot Boston Whaler or Grady-White—all from your private dock. Inside, the home features 4 bedrooms, an office/den, a spacious loft, and 3.5 bathrooms, offering plenty of room for both relaxation and entertaining. The first-floor master suite is a serene retreat with direct access to the screened-in pool and lush landscaped yard, which includes large side yards and a fenced, turfed area with planter boxes—perfect for gardening or play. The heart of the home is the chef’s kitchen, equipped with stainless steel appliances, which opens to a light-filled living room. French doors lead you out to the expansive covered patio and backyard, creating a seamless indoor-outdoor living experience. Recent updates, including a new roof (2022), HVAC (2023), and solar panels (2024), ensure this home is as efficient as it is beautiful, helping to keep energy bills low. Upstairs, you’ll find three additional bedrooms, a Jack and Jill bathroom, another full bathroom, and a versatile loft space, providing ample space for family or guests. While the home has been meticulously maintained, it also offers the opportunity for light cosmetic updates, allowing you to personalize it to your taste. MiraBay is known for its resort-style amenities, including a clubhouse, fitness center, swimming pool, tennis courts, and scenic walking trails. With its golf-cart-friendly streets, low annual HOA fees ($157/year), and a vibrant, social community, this neighborhood offers the best of Florida living at a reasonable price. Additionally, this property comes with a LOW ASSUMABLE flood insurance policy at just $843/year—saving you thousands compared to a new policy (quoted over $7K a year!). For added value, the seller is offering a PREFERRED LENDER INCENTIVE: 1% closing cost credit or interest rate buy down when partnering with their preferred lender. This home is perfect for those seeking a well-built, well-maintained residence with room for personal touches. Whether you're relocating from a colder state, looking for a vacation retreat, or simply yearning for the water-front Florida lifestyle, this MiraBay gem is ready to welcome you home!


Listed by Danielle Morrison, .

Property Highlights

  • Waterfront: Canal Front
  • Pool
  • Patio/Deck: Front Porch, Patio
  • Association Fee: $157
  • View: Canal, Water
  • Heating / Cooling: Central
  • Ceiling Type: Cathedral
  • Property Type: Single Family, Single Family Residence
  • MLS #: T3533767

General Information

Area 33572 - Apollo Beach / Ruskin
Builder David Weekley
Fee Includes Maintenance Grounds, Security
Garage Yes
HOA Fee $157
Property Subtype Residential
Property Type Single Family Residence
Subdivision Mirabay Ph 1b-1/2a-1/3b-1
Taxes $14,504
Utilities Natural Gas Available, Cable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

Room Information

Fireplace Features Living Room
Flooring Wood, Bamboo, Tile
Full Baths 3
Garage Yes
Garage Spaces 2
Half Baths 1
Laundry Inside, Laundry Room
Total Baths 4
Total Beds 4

Property Features

Appliances Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Refrigerator, Water Softener
Association Amenities Basketball Court, Clubhouse, Fitness Center, Gated, Park, Playground, Pool, Tennis Court(s)
Community Features Gated, Clubhouse, Fitness Center, Park, Playground, Pool, Sidewalks, Tennis Court(s)
Construction Materials Block, HardiPlank Type
Cooling Central Air
Direction Faces Southeast
Exterior Features Lighting
Has View Yes
Heating Electric
Interior Features Built-in Features, Cathedral Ceiling(s), Eat-in Kitchen, High Ceilings, Open Floorplan, Walk-In Closet(s)
Interior Square Footage 3,283
Lot Size Acres 0.31
Lot Size Square Feet 13,324
Patio Features Front Porch, Patio
Roof Shingle
Rooms 9
Sewer Public Sewer
Stories Two
Water Source Public
Waterfront Yes
Windows Blinds
$925,000
Reduced $24,900
4
beds
4
baths
3,283
sqft
2
cars
Real Estate Professional
C.
Location
435 Islebay Drive, Apollo Beach, FL 33572 Driving Directions
Similar Listings
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Nearby Schools
Listed by Danielle Morrison, Compass Florida, Llc.

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